Buffett buys Apple not because of its technological edge, but because users would rather go without money than switch to something else. USDC is the same: throw $1000 at someone and make them swear never to touch it again in their life—they probably won’t take the money. Circulation is still increasing, and user loyalty is becoming more solidified. CRCL is essentially buying this mental moat + a machine that earns passive interest. $63, decent value, holding on and keeping an eye on it. CRCL USDC