[Data: EtherFi's per-user revenue reaches $256, far surpassing payment platforms like Revolut, Wise, and SoFi] Odaily Planet Daily News – Lisk researcher Leon Waidmann posted on the X platform, stating that EtherFi has transitioned from an Ethereum staking protocol to a crypto digital bank that includes staking, DeFi yields, and Visa cards. Currently, EtherFi has only 21,000 users, but the platform generates $256 in revenue per user. In comparison, Revolut has 93.5 million users with per-user revenue of $60; Wise has 13.4 million users with per-user revenue of $83; and SoFi has 12.6 million users with per-user revenue of $264. EtherFi's total user balance amounts to $9.9 billion, with an average of approximately $470,000 in assets per account. EtherFi operates through smart contracts and on-chain yields, requiring no banking licenses or traditional technology, achieving profitability from its first day of operation.