Y Combinator 2026 Startup Wishlist 1) Cursor for Product Managers Helps teams solve "what to build," not just "how to build." 2) AI-Native Hedge Fund The next Renaissance Technologies, Bridgewater Associates, and D.E. Shaw will be built on AI, with swarms of intelligent agents replacing current hedge fund traders. 3) AI-Native Agencies Agencies have always been hard to scale. Future agencies will resemble software companies, with high profit margins and scalability. 4) Stablecoin Financial Services Most of the financial services layer is still unbuilt. There’s room to offer financial services with DeFi advantages, like higher yields or tokenized assets. The regulatory window is open, infrastructure is being laid, and now is the perfect time to build. 5) AI for Government Ordinary people are now using AI to fill out forms and write applications at lightning speed, leading to a surge in submissions that government departments can’t handle manually. Governments urgently need AI tools to process this massive influx of information. Selling to governments is tough, but once you land a deal, it’s a long-term and lucrative contract. 6) Modern Metal Factories The U.S. factory system was designed decades ago—it's inefficient, and the workforce is shrinking. Redesign the entire heavy industry/metalworking system using the latest software automation and energy technologies. 7) AI Guidance for Physical Labor Real-time AI guidance that can see, reason, and guide humans to complete tasks.