[Galaxy: Stablecoins Are Evolving from Payment Tools to 'Internet Banking' Infrastructure] Odaily Planet Daily News – Galaxy investor Will Nuelle reflected in a 2025 interview that the team initially viewed cross-border payments as a core theme, but the real unexpected breakthrough came from the 'crypto payment card' sector. He pointed out that stablecoins did not explode as a payment method but rather as an entry point for emerging markets to access U.S. dollars, enabling users to spend their savings assets, which replace local currencies, through card formats. As a result, Galaxy increased its investments in related areas, backing projects such as Rain and RedotPay. Looking ahead to 2026, Galaxy is focusing on areas like on-chain lending, savings net interest margins, securitization, and perpetual equity, and believes that stablecoins are reshaping the banking and deposit systems, gradually transforming the internet into a 'bank.'