Have you noticed that although the market has been bearish and fluctuating, the number of stablecoin projects has actually increased. At this point, it is even more necessary to seriously consider the issues of asset allocation and sustainable returns. For example, in the recent wealth management activity of Binance @ binancezh, USD1 can be transferred to a leveraged account, USDT can be lent out, and USDD @ usddio can be deposited back and forth, achieving a comprehensive annualization rate of around 20% -30%, making it a comfortable batch. First release welfare: Follow Jenny Jun, retweet and like this tweet. On February 1st at 20:00, draw 3 USDD New Year's merchandise (Figure 2). Wishing everyone success! If we treat the stablecoin track as a long-term survival test, then USDD has delivered a good answer in 2025. Many people's impression of USDD @ USDdio_cn may still be limited to simple algorithmic stablecoins, but the real watershed began with the protocol level reconstruction of USDD 2.0 on January 25, 2025. The choice made by USDD is very simple. It voluntarily abandons high-risk narratives and turns to a decentralized+over collateralized+verifiable route on the entire chain. Control is completely returned to users, anyone can mint it, and the token cannot be frozen or changed. Over the course of a year, the circulation of USDD has exceeded 1 billion, TVL has also exceeded 1.4 billion, and Smart Allocater's revenue is close to 10 million, not entirely from subsidies, but from actual use and long-term lock ups. With the expansion of USDD to Ethereum and BNB Chain, USDD has begun to form a liquidity network in different DeFi scenarios, just like the nesting interest scheme mentioned by Johnny Jun at the beginning. This step directly raises its ceiling as a decentralized stablecoin, and it is truly a masterpiece produced by Sun Ge's @ justinsuntron. Stablecoins don't actually need to tell too many stories. Being able to survive in a bear market and continue to generate returns is the strongest narrative in itself.