If you only want a steady annual return of about 15%, then the simplest strategy of investing in the NASDAQ 100/S&P 500 is how to purchase Alipay? No cross-border account opening is required. Through Alipay QDII Fund, you can arrange NASDAQ 100 and S&P 500 in one click. Here, you have sorted out key indicators such as rate, quota, yield and tracking error value for the brothers. The simplest strategy for long-lasting success: 1. Young people have a job and keep cash flow as a living reserve for 1-2 years. 2. Leave 5-10 years of living allowance after retirement. 3. Reserve funds exist in the form of monetary funds and short-term bonds, and can also allocate 15% of funds in gold, insurance, and Bitcoin. 4. The remaining funds can be purchased in a lump sum of over 50% of the Nasdaq 100/S&P 500, and the remaining planned funds can be invested on a weekly basis. 5. If young people have surplus funds every month, they can continue to invest. 6. Don't panic when there is a small drop, don't panic when there is a big drop, buy until you have money and don't sell. 7. Foam theory, doomsday theory, recession theory, unemployment theory, doomsday theory, Wall Street "elite" theory, and the so-called "successful people" rationalism are all monsters on the road to wealth freedom. 8. Refuse to listen, refuse to look, and reject all noise. 9. In China, those who do not have much money can go to Alipay (the comparison chart has been sorted out for you), and those who have a certain amount of money can directly purchase fixed investment. For those with a lot of idle money, such as 513100, there is no need to worry about premiums, premiums, or premiums. Say important things three times. Because: 1. Foreign exchange control and sparsity, long-term premiums are the norm, and buying at low premiums only increases time costs. 2. There is no capital gains tax in China, which alone is 20% -30% higher than domestic investment in the United States, and the premium compared to it is completely negligible. 3. The domestic cost of living is low, and the investment index belongs to the income arbitrage developed countries (inflation zone), while the cost of living is in developing countries (deflation zone). The cost-benefit ratio is perfect. 10. Unless you never believe that the US stock market can break new highs again, making money is a matter of time. So, invest immediately, time waits for no one. Previously, I used to allocate overseas assets through my wife's account, but recently I have also started to tinker with how to buy and invest with 10 million yuan. (Jiancang was purchased at 513100, and the fixed investment was arranged at Alipay Bar).