[55% of Crypto Holders Rarely Use Bitcoin for Payments, Merchant Acceptance and High Fees as Key Barriers] According to a report by Golden Finance, a survey conducted by Bitcoin mining company GoMining involving 5,700 respondents revealed that over 55% of crypto holders rarely or never spend Bitcoin. However, nearly 80% support broader adoption and believe in BTC as a payment method. Respondents pointed out that the main factors limiting Bitcoin payments include limited merchant acceptance, high fees, as well as privacy and security concerns. GoMining CEO Mark Zalan stated: Users want to spend cryptocurrency seamlessly and receive rewards while doing so. However, Artemis data also shows that monthly transaction volume for crypto cards surged from $100 million at the beginning of 2023 to $1.5 billion by the end of 2025, indicating that payment infrastructure is improving.