TermMax: Forging Decentralized Financial Sovereignty with Institutional-Grade Security As of January 2026, TermMax @TermMaxFi has established itself as the leading fixed-rate protocol in the decentralized finance (DeFi) space. Its latest milestone was the launch of the first fixed-rate lending market for tokenized stocks on the BNB Chain on January 5, 2026. ■ Core Innovations and 'Fixed Risk' The underlying logic of TermMax @TermMaxFi is built around 'certainty,' with core innovations including: ① Tokenization Solutions: Packaging leverage and fixed-income strategies into tradable tokens via GT and FT. ② Modified AMM: Unlike traditional AMMs, it supports range orders, allowing market makers to customize pricing curves. ③ 'Fixed Risk' Principles: - Visible P&L: Maximum loss is known before opening a position. - No liquidation mechanism: Mitigates liquidation risks through a deterministic term structure. - Transparent costs: Borrowing costs are locked in advance. Keeping a close eye on TermMax's developments is one of the key things to focus on right now.