Friends in Singapore wanted to open a domestic bank card to handle some business in China. Spent five or six hours and still couldn’t get it done. Finally got it sorted, received 20,000 RMB, and immediately got frozen due to anti-money laundering limits. Life is rare, being born in the Middle Kingdom is even rarer. Cherish your Chinese identity—once you give it up, do you know how hard it is to get a Chinese bank card and how easily it triggers risk control?