Finished reading He Yi's year-end letter, and I’m a bit surprised. I’ve read plenty of year-end letters from crypto CEOs, and most of them are the usual “thank you for your support, looking ahead to the future” routine. But she admitted that “the process hasn’t been easy.” This industry is never short of dreamers, but what it lacks are people willing to bend down and pave the way. “Using stablecoins to buy a cup of coffee” isn’t some grand narrative about changing the world—it’s just a cup of coffee. But that’s exactly what the future of crypto payments should look like: technology so good that people forget it’s even there. 300 million users, $34 trillion in transaction volume—the numbers are impressive. But this letter isn’t just about numbers; it’s that kind of genuine “we’re still on the journey” vibe. No preaching from above, just solid work and sharing it with you. That’s so Yi Jie. @heyibinance