Michael Saylor's Vision for 2026: The Next Step for Bitcoin-Focused Financial Companies is Digital Credit MicroStrategy co-founder Michael Saylor stated in a December 20 interview with CoinDesk that the evolution of Bitcoin-focused financial companies is not about asset speculation but about the ability to create digital credit. The ideal product he envisions would be a financial credit tool denominated in the currency of the user's actual spending or liabilities, offering returns higher than the risk-free rate. Essentially, it would function like a high-yield digital bank account with a low barrier to understanding. This model would require Bitcoin as the underlying capital, building credit through a transparent, predictable, and clearly collateralized operational mechanism, thereby forming a financially stable structure in the long term. Source: CoinDesk