Bitget really nailed it this time with their on-chain yield product. BG teamed up with MORPHO and Arbitrum to launch an exclusive USDT/USDC on-chain yield product. The core highlights are threefold: real returns, transparent structure, and hassle-free operation. Yield rates: Up to ~12% APY for USDC and ~7% APY for USDT. Flexible product: No lock-up, deposit and withdraw anytime. Each UID gets a unique on-chain address, assets are isolated and traceable on-chain. When you subscribe, an address is automatically created—no need to manage private keys. Funds are instantly deployed into the MORPHO protocol and start earning interest in real-time based on on-chain rules. Essentially, it’s repackaging DeFi’s real yields with CeFi’s ease of use. For users who want on-chain interest but don’t want the hassle of managing wallets and Gas fees, this format is definitely more user-friendly. Path: Bitget → Wealth Management → On-chain Earn → Select USDT/USDC → Subscribe and you’re good to go.