Binance CEO @_RichardTeng Predicts Crypto Trends for 2026 @_RichardTeng is the Co-CEO of Binance, primarily responsible for product and compliance. Currently, Binance has 300 million users, with institutional trading volume rising from less than 1% to nearly 20%. Binance’s institutional/corporate clients have doubled. The goal is to reach 1 billion users at some point in the future. Here are his three key predictions, which are also Binance’s three main focus areas: Stablecoins will become the “killer app” Global banks and corporate treasury departments are starting to embrace stablecoins for cross-border payments and fund transfers. Binance Pay merchants have grown from 12,000 at the beginning of the year to nearly 21 million, integrating Brazil’s Pix national payment network and collaborating with Mastercard in multiple regions. Accelerated institutional adoption, followed by sovereign nations Bitcoin spot ETFs will drive mainstream adoption. By 2026, more institutions are expected to launch crypto products, such as tokenized government bonds and RWA (real-world assets). Legislation like the U.S. GENIUS Act, Market Structure Bill, and the EU’s MiCA will drive the next wave of 10-20% user growth. Central banks incorporating Bitcoin/crypto as alternative reserve assets will be the biggest catalyst for the future. Crypto will shift from hype-driven to long-term value creation Binance will focus on promoting real use cases like stablecoin payments, RWA, and DeFi, while continuing to invest in security, compliance, and product innovation.