[CCB Responds to Account Lock Due to 'Dogecoin' Transfer Remark: Risk Monitoring Triggered, Account Transactions Restricted] Odaily Planet Daily News – Recently, a user reported that their account was restricted to a 'no deposit, no withdrawal' status by China Construction Bank (CCB) after including the term 'Dogecoin' in the remark section of a bank transfer, sparking attention. The individual stated that they and their spouse had transferred 250 yuan as pocket money through CCB accounts a few months ago, with the remark 'This week's Dogecoin.' Subsequently, both parties received phone calls from the bank to verify their relationship and the meaning of the remark. They were informed that the remark triggered a 'virtual currency control' risk monitoring alert. CCB staff requested related bank transaction records and a written statement to prove that the transfer was not a virtual currency transaction. The account could only be unblocked after passing the review. Some branch staff mentioned that if transfer remarks involve virtual currency keywords, proof must be provided to show no connection to virtual currency; otherwise, the account might remain blocked and could only be closed. In response, CCB customer service stated that the bank does not engage in virtual currency trading activities. However, if the system detects high-risk behavior, the account may be temporarily restricted from transactions. Specific determination criteria must be explained by the account-opening branch or account manager. Industry insiders pointed out that such measures are related to the bank's internal risk control and regulatory requirements. Additionally, according to Xinhua News Agency, on December 5, seven associations, including the National Internet Finance Association of China, jointly issued a risk warning, requiring member institutions not to participate in virtual currency and related token issuance and trading activities within the country, while reminding the public to remain vigilant about related risks. (Sina Finance)