Crypto cards are bullish crypto as they use blockchain blockspace as P2P payments do: You buy a banana via Ready card? That’s a tx on Starknet. The card finally gave Ready wallet (ex-Argent) a PMF but as Pavel points out they need to lock-in card users into their ecosystem. But most cards have no moat and will fade. No biggie: you can withdraw funds as many support self-custody. Etherfi is indeed unique and the one with the moat. Mantle’s UR is promising too. But also those that manage to build underlying networks for payments could succee. Like @payy_link privacy based network.(Ignas | DeFi)