《Crypto Lending: The Dark Pool Matching Diverse Capital Needs》 (Author: @agintender) Lending in Web3 has long surpassed traditional liquidity functions, becoming a 'dark pool' tool for matching capital needs between retail investors, market makers, project teams, and exchanges. Retail investors amplify leverage through loop lending to gain incentives, but risks are also magnified exponentially; market makers use collateral chains to enhance capital efficiency, leveraging minimal own funds to scale up market-making operations by multiple times;