In 2019, Yang Chunyan, who was studying for a master's degree, was taken away by the police while attending classes in the classroom. The teacher looked surprised and said, "Did you catch the wrong person?" The police replied, "Despite looking like a good girl, she has actually harmed 40 families The class in 2019 may be unforgettable for many people sitting in the classroom. The police suddenly broke into a serious academic hall, and in front of everyone, cold handcuffs fell on Yang Chunyan's wrist. The teachers and students around them looked shocked and couldn't believe what was happening in front of them. It wasn't until the investigating police left a sentence that everyone's values were completely shattered: "Don't be fooled by her well behaved and quiet appearance, she secretly destroyed 40 families This is like a painting being unveiled in public. In everyone's impression, Yang Chunyan, born in 1991 in an ordinary family in Hefei, Anhui, is a typical "child of someone else's family". Her parents only hoped that she would grow up healthy, but she gave her plenty of surprises along the way. She achieved excellent grades, was gentle and sensible, and went all the way to a master's degree. If it weren't for everything that happened later, she should have had a bright future that was enviable in life. However, once the greed deep in human nature takes root in a specific soil, high education becomes a tool to help the tyrant. The transformation occurred in 2016, when Yang Chunyan ventured into Shanghai after graduating from university. This bizarre international city is full of opportunities and temptations. For her, who was just starting out, struggling step by step was too slow. She joined a private lending company and initially only did sales and miscellaneous work. However, the sharp mind cultivated by a prestigious school allowed her to quickly understand the "profitable ways" of this gray industry. Watching those who were crushed by debt sell their assets, she didn't show mercy. Instead, she smelled the bloody smell of money. She felt that working for her boss earned too little, and if she wanted to make money, she had to make big money. The control must be in her own hands. Without hesitation, Yang Chunyan quickly recruited her former colleagues and a few like-minded friends, and established the "Anhui Taohui Finance" company on her own. She is responsible for providing advice and carefully designing contract traps with professional financial knowledge; And his subordinates recruited a group of socially idle individuals to form a fierce and vicious "debt collection team". Thus, this once obedient woman completely tore off her disguise and became a behind the scenes black hand who eats people without spitting bones. Their targets are extremely tricky - specifically targeting vulnerable groups in urgent need of money, such as small shop owners in urgent need of turnover or ordinary people whose family members are sick and waiting for life-saving money. Yang Chunyan takes advantage of people's anxiety and packages herself as a kind-hearted person who provides timely assistance. The contract looks formal, and the interest rate seems low. Once the borrower signs and pledges, the nightmare begins. Ms. Li, who runs a clothing store, is the prey of this assembly line. Due to limited cash flow, she borrowed 10000 yuan from Yang Chunyan, but after being exploited through so-called "handling fees," she only received over 7000 yuan. That's not all. By the repayment date, Yang Chunyan had already set up a plan in the background. Although Ms. Li had deposited the money, the system deliberately displayed "deduction failed". Immediately afterwards, the default golden statue snowballed wildly, and the debt of several thousand yuan instantly turned into tens of thousands. Faced with the intimidation of the debt collection team and the harassment of her parents, Ms. Li was forced to have no other choice but to sell her car to barely escape. This is not even the most insane. In Yang Chunyan's eyes, real estate is the biggest fat. There is a disabled young man named Tao who owns a house that his grandfather bought with his life savings as a guarantee for his grandson's future life. After Yang Chunyan's gang set their sights on this lucrative area, they tricked this young man with low intelligence into signing a completely incomprehensible contract. In just a few months, tens of thousands of yuan in debt were turned into millions of yuan. Faced with the constant harassment of tattooed men day and night, and even the threat to the lives of his family, this family completely collapsed. Finally, the house left by my grandfather was forcibly mortgaged, leaving the Tao family in constant fear. Even Mr. Zhou, who borrowed money to treat his child's illness, was unable to use the money to save him. Even his sick child was used as a bargaining chip by this group, and he had to sell his only house in the end. Yang Chunyan used her high intelligence and glamorous appearance as a cover to operate a criminal network with a involved amount of over 3 million yuan in just two years. Every penny of the 5 properties that were forcibly transferred, the cars and equity that were stolen were stained with the blood and tears of the victims. The law has been restored, and this seemingly sophisticated "trick loan" gang ultimately failed to escape sanctions. As the investigation deepened, all of her crimes were exposed one by one: fraud, extortion, and even illegal detention and kidnapping. The woman who was tried in court is no longer the obedient daughter in the eyes of her parents, but a criminal who trampled on the law and conscience for the sake of profit. In the end, the court sentenced Yang Chunyan to 25 years in prison and confiscated all of her personal property. The court made every effort to recover and return the money that had been looted by her to the victims, in order to make up for the economic losses of these families. However, the intimidation in the late night, the shadow of being kidnapped, and the collapse of trust in society are probably pains that cannot be completely healed with even the most money for these more than 40 fragmented families.