Protectionism is always bad for the end user, here is a real example Coinbase users get the worst rates on the market simply because morpho and cb signed an exclusive deal, and now cb users pay more than 50% more on their cbbtc loans than elsewhere, ~7% vs 4-5% funny enough, I described the situation to gpt and it says that this probably violates several antitrust laws • Exclusive dealing (Clayton Act §3) • Potential tying (Sherman Act §1) • Vertical foreclosure (FTC Act §5)