Perspective. Fundamentals and story intact. Tomorrow likely prints a 4 handle on total spend with today sitting around $3.9m Current metrics show almost 55 tx per user - thats pretty impressive and with a $37 avg spend. That is telling you its a sticky product and people are likely using this for everyday things not one off purchases. On top of this credit to spend is 1.22x. Every dollar spent is $1.22 in credit created. This is laying the foundation for more credit products and will only multiply with business account growth. The flywheel isn’t a buyback it is a network effect on the spending and borrowing side as users grow. Avici’s numbers already look like a scaled neobank, but the market is still pricing it like an experimental crypto card app. avici coded.(CryptoISO)