Finally, @ flow-blockchain, which once made @ CoinList instantly popular, is also starting to think about changing. Do you remember how many people stayed up late and made money with the NBA TOP SHOT that was once launched? After reading the official post, I can roughly summarize: 1. Core Transformation: Consumer DeFi New positioning: no longer limited to NFTs (NBA Top Shot), shifting towards creating an "on chain bank accessible to ordinary people". Addressing pain points: Eliminating the high barriers and risks of traditional DeFi, providing a secure and banking like user experience. 2. Core innovation: Embedded protocol Architecture change: Financial protocols such as lending and trading will be directly integrated into the underlying chain, rather than being treated as independent DApps. Advantages: Shared liquidity pool, solving fragmentation problems, allowing developers to quickly cold start. 3. Flagship combination: FCM+Peak Money FCM (Bottom Layer Protocol): Official lending standard, focusing on high security (simulated testing with zero clearing) and automated leverage. Peak Money (front-end application): Dapper Labs' "foolproof" wealth management portal aimed at attracting the next 100 million users. 4. Economic Model: Towards Deflation Token Empowerment: Transitioning from Subsidized Growth to Sustainable Models. Deflation threshold: As long as 250 TPS is reached, FLOW token enters a net deflation state. 5. Current situation and data Fundamental: TVL grew by 1000% year-on-year (over $100 million), ranking among the top 10 in developer activity. Advantages: High performance carrying millions of daily active users+extremely low rates+protocol level security. ✍️ So will this time's FLOW be different? At least from an IP perspective, whether it's Crypto Cat, NBA TOP SHOT, Disney, and so on, they are all worth exploring.