True value isn’t about who you know, but about how others become better by knowing you. USDC has been written into the GENIUS Act as the standard answer. What the U.S. chose isn’t just a stablecoin, but a 'compliant dollar API.' The threshold is basically locked at big banks + fintech with strong regulatory backgrounds. Reserve requirements: 1:1 backing, only accepting cash, U.S. Treasuries, and other ultra-low-risk assets. This level of regulation is equivalent to banking standards, pulling stablecoin issuers into the core circle of the U.S. financial system. The future of Web3 might not lie in the ideal of decentralization, but in who can create true value within the framework of the system.