The Ultimate Guide to Investment?? 1. Have a job (or business) that can ensure sustained income generation. 2. Extract 20-30% of each income, whether it is one yuan or ten thousand yuan, into the investment account. 3. The most crucial thing is to allocate the money in the investment account to the global total assets (currently gold/S&P 500/btc) in a reasonable manner, among the immortal varieties. A bear market is not afraid of buying at a loss, a bull market is not afraid of selling at a low profit, dynamic balance. I won't withdraw any money from this account until I save my life. 4. Actively hone a skill and then use it to earn money outside of work (side job, preferably based on personal hobbies). 5. Never let yourself fall into a debt ridden situation. Especially for large short-term debts. 6. With work, additional income, and investment income, there will eventually be a very virtuous cycle that forms a financial flywheel. One day, one can live a normal life without the need for work. One day, one can live normally without additional income. In this way, money will not be a thing that troubles you in your life. Unless your material desires are always greater than what you possess. 10. With the depreciation of fiat currency, the fastest way for young people to complete their primitive accumulation in the future is to invest in gold and BTC.