"Figuring out under-collateralized lending is the endgame for crypto. I initially wanted to solve this directly, but realized we need distribution first, which is why we continued to execute on the card and neobank strategy." -Ram/Vlad What other crypto "card" projects are trying to tackle this? How many have pivoted to card/neobank now from the core business line? MNT recently. The space as a whole is growing but there is one poster child. $avici coded(CryptoISO)