A few nights ago, I was scrolling through the group chat late at night, and an old buddy sighed: all his XRP and stablecoins are just sitting in a CEX, and after two years, the interest isn’t even as good as Yu’e Bao. Everyone talks about 'safety first,' but deep down, we’re all tempted by high yields. The dev looked at his phone and couldn’t help but feel it was relatable—most of the money is just lying there doing nothing. Lately, I’ve been looking into @moremarketsxyz. Their idea is to connect this 'lazy money' to transparent yield strategies: XRP Earn integrates with Flare, TVL has already hit 5M+, and they’re even distributing wFLR. On top of that, they’ve added NEAR Earn and the multi-asset Essential Trio. Cross-chain and liquidation are all handled in the backend, while the frontend just shows a withdrawable interest rate and a trackable fund flow. The dev is treating it as a 'more stable yield machine' for now, testing it out with a small position to watch the curve and withdrawals. If it feels good, then he’ll add more.