crypto指南针(满血版)🔶BNB|Nov 08, 2025 08:18
The number of tracks in the market is limited
But there are many types of projects on the same track
Many products have different UI designs, endorsements, and development teams
The functionality of the product is basically the same
This also leads to the dragon always being the dragon
The second one will always be the second one
So when looking at a project, we still need to find out if the product has differentiated features
Providing unique products and services that can form a distinct strategic differentiation from competitors is the key to breaking the deadlock in this project
And decentralized lending product @ TermMaxFi
It's about breaking down market barriers through differentiated services
It's a great opportunity to give everyone a brief introduction
Product advantages
Currently, almost all DEFI lending products on the market have fluctuating interest rates
Today, it may only be a few percent tomorrow, and our costs are constantly fluctuating
This is a bit difficult for users who like to seek stable investment returns to accept
After all, many investors prefer stable and safe investment products
for example
Aave/Morpho's mechanism is set as a floating interest rate with no maturity date, and their costs are subject to fluctuations
Term Finance, on the other hand, is a fixed rate auction, but the problem is long latency and fragmentation
And TermMaxFi
Simplify leverage, lending mechanisms, and token trading
Leveraged token and fixed rate token trading encapsulate complex leverage processes into simple token trading.
No need to conduct multiple transactions across different protocols.
Simplified the process and made it easier for users to operate
The biggest highlight of the product is the absence of dazzling interest rate fluctuations
A fixed rate of return allows you to know your future deterministic returns at the moment you determine your investment costs, without any inflated or volatile returns, making it easier for investors to manage their funds with reasonable risk control
What are the advantages of fixed interest rates?
1. Borrowers can lock in costs and develop reasonable funding strategies
2. Fixed interest rate settlement has less risk
3. It can be used as a financing tool for leveraged traders, fund managers, and DAO finance because of the transparency of funds
Financing background
TermMax has raised $7 million in funding, led by Cumberland (DRW), HashKey Capital, Decimal Fund, LongLing Capital, and others.
=>Led by Cumberland (DRW), with HashKey Capital, Decimal Fund, LongLing Capital and others following suit.
Although lending financial instruments are the cornerstone of industry development
But at the same time, these types of products often face huge challenges in terms of safety
Every year, funds are stolen from the market due to various security issues
So TermMax has also put in a lot of effort in terms of security
Its safety is also far ahead among products in the same track
Authoritative security rating: DeFiSafety, a Web3 asset management security platform, has a PQR score of 93% for TermMax, which is on par with Aave V3 and ranks among the top secure DeFi protocols. The complete ranking can be viewed at https://(defisafet. com)/app/pqrs/613
The project will soon have TGE, and currently participating in the lending experience of the product can also earn corresponding experience value rewards. It is recommended that everyone interact and experience it, as there is a high possibility of airdrops in the future
Cleverly looking at the label position will tell what it means .....
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