[Experts Predict the Federal Reserve May Cut Interest Rates Twice in 2025] John Luke Tyner, Head of Fixed Income at Aptus Capital Advisors, stated that it is almost certain the Federal Reserve will cut interest rates twice in 2025, as it focuses on signs of easing labor market and price pressures. However, the sustainability of the rate-cutting cycle in 2026 remains uncertain. The market expects the Federal Reserve to cut rates three times in 2026, with the federal funds rate potentially dropping to around 3%. The transmission of easing policies may lead to accelerated economic growth, while factors such as energy prices may bottom out and rebound, potentially driving inflation data higher.