The weak rope always breaks at the thinnest point, and misfortune always targets the unlucky. Bad news, all on the same day: 1⃣ Two U.S. banks face credit crises 2⃣ Japan's Vice Governor confirms preparations for interest rate hikes. ChatGPT's user growth in Europe has stalled 3⃣ Multiple crypto exchanges are under investigation by the French government 4⃣ Safe-haven gold sees crowded buying and spike patterns