The future of finance is not in the vault, but in your encrypted wallet On October 1st, at the TOKEN2049 event in Singapore, Star Xu @ star_okx, founder and CEO of @ okx, took the stage to present a straightforward viewpoint: Everything will be on the blockchain, and self trust is the future. He believes that finance, just as the Internet moved from a closed system to an open protocol, has now entered the era of "verification before trust". Star reviews the journey of Bitcoin from "magic beans" to being on par with the market value of gold ETFs, emphasizing the future of all assets - bonds RWA、 Payment tools - will gradually migrate to the blockchain. The four characteristics of on chain finance are: openness and transparency, open innovation, free migration, and globalization. Today's L1/L2 can support tens of thousands of transactions in TPS, coupled with stablecoins and gradually clear regulatory frameworks (GENIUS, MiCA, MAS, etc.), the infrastructure for on chain finance is fully prepared. In this context, self hosting has become the core logic. Traditional finance relies on "trusting agents first and then verifying", and once the intermediary goes bankrupt, users can only passively bear the risk; On chain, it runs in reverse, and users can verify their reserves, transaction volume, and collateral ratio in real time before deciding on trust. This mode is not only transparent, but also has enhanced security due to multi sign, account abstraction, real-time monitoring and other technologies. Star emphasizes that self hosting does not mean disorder, on the contrary, it can find a balance between compliance and efficiency. OKX @ okxchinese is implementing this concept: CEX has been licensed in major global markets, and OKX Pay is creating a compliant self custodial wallet that makes transfers as simple as sending messages; X Layer, as its L2, supports high-frequency on chain payments and cross-border settlements; At the ecological level, OKX collaborates with Circle, Tether, Mastercard, and others, while also using Vision Fund to help entrepreneurial projects go online. Its cross-border cooperation in sports and technology has also enabled the vision of encryption to reach a wider audience. The core message of Star is clear: in the future, finance will not be held by institutions for you, but will be controlled by you; Everything will be on the blockchain, and self hosting is the trend. The era of on chain finance has already begun.