[Huma Finance and Arf Announce Their Participation in Circle's CPN Network as Service Providers] At today's Circle Forum Singapore, Circle Senior Vice President Irfan Ganchi announced that Huma Finance and Arf have joined the Circle Payments Network (CPN) as service providers. Arf, a pioneering company regulated in Switzerland, specializes in same-day USDC settlement liquidity and is supported by Huma's PayFi network. Through this collaboration, Arf will introduce embedded credit services to the network. CPN is dedicated to connecting financial institutions and enterprises, enabling real-time payment settlements using stablecoins like USDC and EURC. For a long time, cross-border payments have been constrained by pre-funding requirements, forcing financial institutions to freeze large reserves of capital. With the addition of Arf and Huma, eligible CPN participants will be able to access on-demand USDC credit directly through integration, thereby eliminating the need for pre-funded capital in certain regions.