Star: Stable coin payments combine security, compliance, and efficiency, accelerating their entry into public life in the coming years According to Golden Finance, at the OKX Alphas Summit's "The New Money Era" themed event, OKX CEO Star, CMO Haider Rafique, and OKX SG CEO Gracie Lin jointly attended the "OKX Pay" themed roundtable dialogue, engaging in in-depth discussions on payment innovation and future financial applications. When discussing the future of cryptocurrency payments, Star stated that one of the biggest achievements of the cryptocurrency industry in the past 12 to 13 years has been the globalization of Bitcoin. Bitcoin has become one of the most successful digital assets in the world, with stablecoins being the second largest contributor. Currently, the total market value of stablecoins is close to $300 billion, and it is expected to further grow rapidly in the next 1-2 years. In addition, Star further points out that throughout human history, payments have essentially been "peer-to-peer": from gold and silver coins to paper currency, funds are controlled by individuals. However, in the digital age, currency is held by financial institutions, and once the institutions go bankrupt, individuals often have to rely on limited insurance coverage. The emergence of blockchain and stablecoins has provided the possibility for payments to return to a "peer-to-peer", low-cost, and efficient model. Especially in cross-border payments, stablecoins are expected to replace the current 1% to 3% credit card fees and become the infrastructure for future payments. Meanwhile, with the development of multi signature accounts, abstract accounts, and on chain monitoring tools, stablecoin payments can ensure security and compliance while also improving efficiency, and are expected to accelerate their entry into public life in the coming years.