Two things happened last week: Powell said, "Banks are free to engage in cryptocurrency related activities Federal housing finance in the United States has issued an order stating that "Fannie Mae and Freddie Mac have begun to consider Bitcoin as an asset class in mortgage underwriting EOS also released an article discussing encrypted banking, which gave a good example that even if you had 100 BTC in the past, it still couldn't be used as proof of your sufficient assets. So, there is no doubt that encrypted banking is one of the future directions, and it is particularly friendly to crypto professionals.