My last thousand plus dollars at Swisquote have finally been withdrawn, from the previously perfect crypto friendly bank that bridged Kraken and Wise, to the inefficient capital wall under the new compliance model. I spent over three months with this amount of funds, and what have I done 1. The transfer requires the creation of a template, which must be officially approved before it can be used for the transfer. The average review time is 20 days. 2. During the process of creating the template, I mistakenly filled in the Ruixun account as ZA's account, and during the 20 day long review period, the official did not find any problems, resulting in a loss of $41 in fees during the transfer. 3. The funds I mistakenly transferred were floating outside for several weeks, and I wrote two protest letters before the matter was resolved. There are too many digital banks emerging now, but many banks may encounter regulatory and compliance issues in the process of testing encrypted fund business. Everyone must pay attention to policy changes in a timely manner to ensure the safety of funds.