⚡️ INSIGHT: Most DeFi lending relies on overcollateralized models, making borrowing cumbersome compared to TradFi’s seamless credit access. By bringing onchain credit to Web3 wallets, DeFi enables frictionless borrowing without complex approvals. @GearboxProtocol powers wallet-native credit, allowing users to borrow up to 15x their deposits without locking collateral—bringing real-world credit to DeFi. With ERC-4337 and ERC-7579 support, real-time collateral checks, and 30+ audited DeFi integrations, it has already processed 2.5B in volume and 4M in profits. Will wallet-native credit drive DeFi mass adoption? Drop your thoughts! 👇 [Brought to you by @GearboxProtocol]