Cryptocurrency payments are gaining traction but still represent a small fraction of the market. Challenges like traditional finance inertia, volatility, and regulatory uncertainty slow widespread adoption. 💱⚖️ Mercuryo CEO Petr Kozyakov highlights dramatic improvements in crypto security and scalability, thanks to Layer 2 solutions and advanced custody tools. With growing user confidence, crypto adoption is at a turning point! By 2030, Kozyakov envisions crypto dominating remittances and e-commerce, with stablecoins leading the charge. Hybrid systems combining TradFi and crypto could connect millions globally. How do you see crypto reshaping global finance by 2030? Share your vision!