In the past year, the speed of AI evolution continues to refresh expectations: the smoke of the hundred models war has not yet cleared, AI Agent applications are sweeping in, and the debut of OpenClaw has pushed this carnival to its peak. But an awkward fact remains unresolved: whether it’s a programmable large model or an AI Agent that can manipulate interfaces, they can help generate content and operate software, but cannot complete payments for you; they can retrieve vast amounts of data, but cannot execute a real transaction. To truly implement AI Agents, the flow of funds must be established.

To this end, AINFT, the native AI platform within the TRON ecosystem, has officially launched the AI Agent new infrastructure - the Bank of AI, dedicated to creating a "financial operating system" for AI Agents, aiming to give each AI Agent true complete financial behavior capabilities.

The mission of AINFT is not to reinvent the wheel, but to provide a "ready-to-use" financial SDK. It deeply integrates the x402 payment protocol and on-chain identity verification protocol 8004, and has introduced AI large model service interface standard MCP Server, AI model extension capabilities Skills, and OpenClaw Extension components. Developers only need a few lines of code to enable the AI Agent to access complete financial capabilities for automatic payments, on-chain identity, DeFi operations, achieving a complete closed loop from "decision-making" to "on-chain transactions" for AI Agents.

As of now, the user scale of the AINFT platform has surpassed 420,000. Its AI aggregation platform gathers the world's top AI large models. With the launch of the AI Agent new infrastructure, AINFT is forming a dual-driven pattern of "aggregating AI capabilities + intelligent financial foundation." When the most cutting-edge large model capabilities intersect with complete on-chain financial abilities, what AINFT and the TRON ecosystem are paving is a global intelligent trading network that allows AI intelligence, data, and funds to flow freely.

AINFT AI Agent New Infrastructure: From Payments to Wealth Management, Building a Complete Financial Capability Matrix for AI Agents

To understand the value of AINFT AI Agent new infrastructure, one must first examine the survival paradox faced by current AI Agents. In the existing internet architecture, although AI Agents possess information processing capabilities and execution planning abilities that surpass humans, they remain "people without legal capabilities" in an economic sense: AI Agents do not have bank accounts, do not have identities, cannot independently participate in economic activities, and cannot generate returns from idle funds, thus they can only play the role of "tools," greatly limiting the potential and business closed loop of AI Agents.

The mission of AINFT is to break this bondage.

As a leading Web3 native AI platform within the TRON ecosystem, AINFT has completed the first step: connecting mainstream AI large models. The platform supports top AI large models globally including ChatGPT, Claude, Gemini, through standardized API interfaces, allowing developers and AI Agents to access capabilities, enabling every AI Agent to easily possess the "most powerful brain."

But giving AI a "brain" is just the prologue. To truly integrate these intelligent agents into the digital economy, they must have their own "economic identity," "payment capabilities," and "wealth management abilities." To this end, AINFT has officially launched the one-stop AI Agent on-chain payment infrastructure, the Bank of AI, creating a complete one-stop financial operating system exclusive to AI Agents. Its core work is to encapsulate the decentralized financial infrastructure of assets, identities, transactions, etc., in the blockchain world into system-level capabilities that are understandable, callable, and combinable by AI Agents. Currently, the AINFT AI Agent new infrastructure has completed deep integration with two mainstream public chains: TRON and BNB Chain. This capability matrix consists of four core modules:

• Payment Module: Enabling AI Agents with "Automatic Payment" Capabilities

The first threshold AI Agents must face to truly participate in economic activities is "payment." The emergence of x402 has tailored a feasible payment solution for AI Agents. x402 is a lightweight, low-cost on-chain payment protocol, designed specifically for high-frequency, micro, automated AI Agent payment scenarios. One of its core mechanisms aggregates multiple micro-payments into a single on-chain transaction through transaction packaging and bulk settlement, thus distributing the cost of single instances to an inconsequential level.

Currently, AINFT AI Agent new infrastructure has provided developers with the x402 SDK. With just a few lines of code, developers can enable complete on-chain payment functions for AI Agents without needing to understand smart contracts, manage private keys, or care about underlying Gas logic. While compatible with the two major public chains TRON and BNB Chain, AINFT also offers 0 Gas subsidies, allowing AI Agents to truly achieve payment freedom.

• Identity Module: Providing AI Agents with "On-chain Identity Cards"

Having solved the payment challenge of "how machines pay," the next issue to address is the "trust" problem of AI Agents. In the anonymous network of blockchain, how can one trust that the AI Agent on the other side of the screen is worthy of trust? AINFT’s answer is: putting identity on-chain, with code as proof.

Through the 8004 SDK, developers only need a few lines of code to register an on-chain digital identity for AI Agents, which is equivalent to issuing a "digital identity card" to each Agent. This "identity card" not only qualifies AI Agents to hold assets but also authentically records their capability certifications and historical credit. Every successful performance and every timely settlement will be automatically written into this file, becoming the AI Agent's digital "professional certification," establishing the fundamental trust foundation for AI Agents.

• Financial Operation Module: Allowing AI Agents to One-Click Connect to the On-chain Financial World

AI Agents with payment capabilities and identity proofs can already complete independent transactions and accumulate credit like an independent economic entity. But a complete economic entity needs not only to "spend money" but also to get funds flowing. For example, investing idle assets into DeFi protocols for returns, dynamically adjusting allocations based on market changes, and flexibly deploying funds across multiple chains.

The on-chain financial operation module designed for AI Agents by AINFT was born for this purpose. This module includes two core components: the MCP protocol layer and the Skills skill library, which together form the "operating system" for AI Agents to access the on-chain financial world.

The MCP protocol layer is a unified interaction protocol defined by AINFT for AI Agents. It solves the "language gap" between AI and the blockchain, encapsulating complex on-chain operations (such as transaction construction, Gas estimation, contract calls, state verification, etc.) into a set of standardized, AI-comprehensible high-level interfaces. In simpler terms, MCP essentially equips AI Agents with a "blockchain universal translator," which allows AI Agents to complete complex on-chain interactions by sending simple commands, without needing to understand the underlying differences of different protocols.

The Skills skill library is essentially a set of reusable, standardized AI Agent capability modules, akin to a customized on-chain operations manual for AI Agents, enabling the rapid reuse of on-chain capabilities and further reducing development costs. The AINFT AI Agent new infrastructure has now built in multiple high-frequency Skills, covering core scenarios such as token trading, on-chain payments, and identity verification.

• OpenClaw Plugin Module: Making Any AI Agent "Ready to Use"

OpenClaw is one of the widely used frameworks in AI Agent development. AINFT has built the native extension plugin OpenClaw Extension for it, which allows any OpenClaw AI Agent to obtain complete on-chain financial capabilities immediately after integration, enabling them to independently execute payment transactions, on-chain identity verification, DeFi protocol interactions, and other complex operations without the need for customized development. The existence of this layer grants AI Agents the ability to achieve closed-loop business implementation.

The collaborative operation of these four modules allows AI Agents to automatically pay, accumulate credit, allocate assets, and even collaborate commercially with other AI Agents. As each AI Agent can trade freely, collaborate with one another, and continually evolve like independent economic entities in the digital world, an intelligent economic network driven by AI Agents is quietly taking shape.

Ecological Collaboration: Why TRON is the Best Landing Point for the AI Agent Financial Network?

To build an AI Agent financial network, the advancement of the technical architecture is indeed important, but the success or failure of the infrastructure often depends on the soil in which it is rooted. In the blockchain world, the depth of fund accumulation, the frequency of transactions, the breadth of user accumulation, and the cost of operations together form the most solid survival foundation of a value network.

From this perspective, the value of TRON becomes clear. As the most active stablecoin circulation network globally, it bears the real pulse of crypto payments. According to TRONSCAN data, the scale of USDT circulating on the TRON chain has exceeded 85.4 billion, occupying half of the global stablecoin market. For human users, this may simply mean cheaper transfers. But for AI Agents, it constitutes a basis for survival. AI Agent payments feature high frequency, low amounts, and 24/7 uninterrupted transactions, while the TRON USDT payment foundation, with its low fees and extremely high throughput (TPS), naturally fits the micro-payment scenarios of AI Agents, sufficient to support large-scale applications of AI Agents in the financial field.

Moreover, the USDT payments of TRON have gained widespread validation globally. According to the CoinDesk report titled "TRON Network Report Q3 2025," TRON occupies a commanding 65% share in the global USDT retail transfer market for single amounts below $1,000, firmly in first place. This means that two out of every three stablecoin small transactions are completed on the TRON network, this payment infrastructure has already supported a vast amount of real demand, providing the most solid foundation for the scaling of AI Agents.

Furthermore, the emergence of AINFT AI Agent new infrastructure has also found a new outlet for TRON's significant liquidity. In the future, these funds will begin circulating among numerous AI Agents. Every AI Agent will be a potential high-frequency trading node. This will not only bring unprecedented on-chain activity to the TRON network but will further solidify TRON's position as a global financial infrastructure, making it not just an "artery" for stablecoin flow but also the "intelligent heart" driving the future operation of the AI Agent economy.

On this basis, the standardized financial protocol built by AINFT has become the key link connecting funds within the TRON ecosystem to global intelligence. The existing TRON ecosystem and the collaboration with AINFT will also produce profound chemical reactions.

On one hand, it can inject diverse liquidity into the TRON DeFi protocols. The TRON ecosystem has already accumulated mature DeFi infrastructure. Taking SUN.io as an example, as the core decentralized trading and stablecoin exchange platform in the TRON ecosystem, its smart routing system has been fully upgraded, allowing users to complete optimal path conversions across multiple liquidity pools such as SunSwap V1/V2/V3, Curve, PSM, and HTX-SUN, all in a single transaction. In the lending sector, JustLend DAO has also consistently maintained a locked volume of over $6 billion, providing a healthy and stable range of borrowing rates for the market.

Through the MCP Server and Skills plugin system, AI Agents can seamlessly access mainstream DeFi protocols like SUN.io and JustLend DAO to automatically carry out exchanges, staking, lending operations to earn returns. This not only gives AI Agents true "wealth management and appreciation" capabilities but will greatly enhance the market depth and capital efficiency of the TRON ecosystem. When AI Agents, as high-frequency, rational trading nodes, flood in on a large scale, the TRON DeFi ecosystem will also usher in strong activity and liquidity increments.

On the other hand, this synergy fully activates the commercial value of AINFT, establishing a closed-loop of key capabilities for “intelligent decision-making + financial execution.” This is mainly due to the deep interactions of two core structures: Firstly, as the "intelligent foundation", the AINFT large model aggregation platform aggregates major global large models in one-stop, providing powerful cognitive, analytical, and decision-making capabilities for AI Agents. Secondly, as the "commercialization engine", the AINFT AI Agent new infrastructure grants complete on-chain financial capabilities and core interfaces to AI Agents within the ecosystem. The aggregation platform is responsible for "strategizing," and the new infrastructure is responsible for "fund execution," allowing for seamless collaboration between the two, thoroughly bridging the last mile from "technical capabilities" to "real monetary assets" for AI Agents.

In summary, by modularizing automatic payments, identity certification, and financial operations, AINFT has significantly lowered the threshold for AI Agents to participate in the on-chain economy. As this new infrastructure is gradually refined, a self-driven intelligent economic network led by AI Agents is rapidly taking shape within the TRON ecosystem. This not only injects real, sustainable business increments into Web3 but heralds the birth of a new intelligent agent economic order.