A survey released by Citigroup indicates that within less than five years, one-tenth of the global post-trade market transaction volume is expected to be completed through stablecoins and tokenized securities.
This investment bank stated in its "Securities Services Evolution Report" released on Tuesday that bank-issued stablecoins are believed to enhance collateral efficiency, promote fund tokenization, and develop private market securities.
The report surveyed 537 custodians, banks, broker-dealers, asset management companies, and institutional investors across the Americas, Europe, Asia-Pacific, and the Middle East between June and July, with more than half of the respondents indicating that their companies are piloting generative artificial intelligence (GenAI) for post-trade processes.
The post-trade market is primarily responsible for the verification, execution, and settlement of securities transactions. Earlier this year, the U.S. enacted relevant laws to regulate tokens, and Wall Street's preference for stablecoins has been increasing.
Citigroup noted in the report that since 2021, the adoption of digital assets has shifted from early experimentation to strategic application. Although "the industry momentum is evident," it has not yet reached a tipping point; however, the bank expects "it is very close to the turning point."
Survey respondents believe that enhanced liquidity and optimized post-trade costs are the core driving forces behind investing in distributed ledger technology (DLT). Most believe that blockchain will have a profound impact on these areas in the next three years.
Citigroup stated: "More than half of the respondents are clearer than ever that DLT's ability to enhance the speed of securities circulation in global capital markets will have a significant impact on their financing costs, financial resource needs, and operational costs before 2028."
The U.S. has a more optimistic outlook on the growth of digital assets, expecting that by 2030, 14% of market transaction volume will be completed through digital or tokenized assets, while Europe is at 10% and Asia-Pacific at 9%.
Citigroup pointed out that the sentiment in the U.S. market in 2025 has become a highlight this year, driven by regulatory changes (such as the GENIUS Act signed by President Trump in July).
The leadership of major institutions like Circle, the issuer of stablecoins, and asset management company BlackRock in expanding digital liquidity has further driven the shift in market sentiment.
Generative artificial intelligence is also expected to play a role in the post-trade market, with 57% of respondents indicating that their institutions are piloting the application of this technology in post-trade operations.
At least 67% of institutional investors stated that they use GenAI in post-trade reconciliation, reporting, clearing, and settlement processes.
Generative artificial intelligence can produce various data types, including text, images, and videos, through generative models, with a wide range of application scenarios.
Currently, client onboarding is the most common scenario where respondents apply GenAI. 83% of broker-dealers, 63% of custodians, and 60% of asset management companies reported that they are using GenAI and have seen substantial impacts.
Citigroup stated: "In the context where faster and more efficient onboarding processes mean more revenue, this application scenario has become an ideal entry point and has built a bridge between retail and institutional clients."
Related: Gemini submits S-1 filing for IPO, plans to issue 16.7 million shares of GEMI stock on Nasdaq
免责声明：本文章仅代表作者个人观点，不代表本平台的立场和观点。本文章仅供信息分享，不构成对任何人的任何投资建议。用户与作者之间的任何争议，与本平台无关。如网页中刊载的文章或图片涉及侵权，请提供相关的权利证明和身份证明发送邮件到support@aicoin.com，本平台相关工作人员将会进行核查。
