“Pay with Crypto, Earn the Future” is not just a slogan; we are gradually putting it into practice.
Author: PolyFlow
For a long time, blockchain advocates have claimed that this new digital financial system will quickly replace traditional financial systems like SWIFT and Visa/Mastercard, accelerating the arrival of the on-chain PayFi financial paradigm. At PolyFlow, we take a more cautious and pragmatic approach to this transformation.
We see the immense potential of blockchain, but we also understand that this change cannot happen overnight. PolyFlow has a dual mission: on one hand, as the infrastructure for PayFi, we focus on providing underlying service support for various PayFi projects; on the other hand, we are committed to creating rich payment scenarios that allow users to truly spend cryptocurrency, bridging connections between people.
This "dual-driven" strategy not only helps businesses reduce costs and increase efficiency on the B-side but, more importantly, creates practical value for token holders on the C-side, continuously promoting the implementation of crypto payment applications and co-building a more inclusive financial future.
Pay with Crypto, Earn the Future
With the launch of our Season Campaign, the first Seed Campaign is about to kick off. We will focus on the concept of Network State to collaboratively build a "Global Crypto Consumption Map" (Network State Consumer Guide), helping users mark and discover regions and merchants that support crypto payments while earning reward points during the payment process.
For merchants, crypto payments not only mean instant settlement, 24/7 real-time transactions, and transaction costs lower than traditional credit card fees of 1.5%-3%, but also eliminate chargeback risks and cover global users. At the same time, leveraging PolyFlow's incentive mechanism, consumers can further understand how to use cryptocurrency for payments in real scenarios through the guide, truly connecting the on-chain world with the real world.
The above mainly focuses on "Pay with Crypto." As our layout deepens, the concept of "Earn the Future" is gradually being realized. We hope to reduce friction costs in traditional payment chains and return the saved value to users in the form of token incentives, similar to the global basic income (UBI) concept of Worldcoin, promoting global financial fairness and inclusion.
Any partner involved in promoting consumer-side crypto payments—whether exchanges, wallets, payment institutions, independent merchants, or individual consumers—will become an important contributor to the "Global Crypto Consumption Map." We are working together to build the next generation of PayFi financial clusters.
PolyFlow DAPP
In this plan, we will launch the PolyFlow Dashboard as the central hub for consumers to explore the crypto future. Users can check in on the Dashboard, participate in interactions to earn points, create on-chain identity profiles (PID), and browse the "Global Crypto Consumption Map," collectively advancing the development of the Network State and building an on-chain payment and financial service system.
PolyFlow DAPP Official Launch
Dashboard
Definition: The Dashboard is a visual user interface that centrally displays key user data and information, allowing users to log in at any time to view account details.
Function: Users can view their total PolyFlow points on the Dashboard, keeping track of their personal progress in real-time. Additionally, they can upload consumption records through the core interactive feature "Scan to Earn," participating in interactive tasks to help build the Network State consumption payment network.
Scan to Earn Feature
Definition: The core interactive feature of the Dashboard, allowing users to upload their consumption records by scanning to earn points.
Technical Implementation: Using AI scanning and image recognition technology, after completing a payment, users can scan paper receipts or electronic payment vouchers with their phones or other devices and upload them to the platform.
After completing the upload, users can receive points or other rewards. Users can visit: app.polyflow.tech/scan-to-earn to upload records.
Our goal is to turn every consumption receipt into PolyFlow points, collectively illuminating the future of PayFi. Every payment and every consumption contributes to building a decentralized payment ecosystem.
Season Campaign
PolyFlow is about to launch the Season Campaign, an important step in promoting the implementation of crypto payment applications and transforming the on-chain financial landscape. This event focuses on the core value of PayFi, deeply exploring its disruptive impact on traditional payment and financial systems, paving the way for innovations in future transaction and asset management models.
Three Key Directions:
- ### On-Chain Payment Integration
To truly unlock the value of blockchain, real payment scenarios must be integrated into the on-chain ecosystem. Although the penetration rate of cryptocurrencies continues to rise, it has not yet reached an ideal application scale. PolyFlow will initially encourage users to use cryptocurrency for daily payments, laying a solid foundation for building a convenient and smooth on-chain payment experience.
- ### Building On-Chain Identity Profiles
As economic activities and payments gradually migrate on-chain, transaction data will form users' on-chain identity profiles—PolyFlow PID. In the past, consumer data was monopolized by traditional financial institutions, becoming their profit assets, while users had no control. Now, with decentralized technology, PolyFlow empowers users to control their data rights, which can lead to the development of an on-chain credit system or authorize AI to use data to earn income. We will continue to carry out subsequent quarterly activities around these directions.
- ### Financial Services for Everyone
Blockchain payments are not only an upgrade in payment methods but also a revolution in financial service forms. Leveraging the composability of blockchain, we will build a PayFi financial service ecosystem accessible to everyone, covering one-stop services such as payments, savings and investments, lending, cross-border remittances, and ecological governance, ultimately achieving true inclusive finance and equitable finance.
PolyFlow will gradually promote the popularization of PayFi applications around these three directions, moving towards a more open, efficient, and user-centric financial new era. The PolyFlow Dashboard is an important starting point for this vision.
Call to Action
“Pay with Crypto, Earn the Future” is not just a slogan; we are gradually putting it into practice.
Starting from the small Seed Season pilot, we will gradually improve the on-chain financial paradigm until it develops into a force that cannot be ignored in the industry.
About PolyFlow
PolyFlow is the first modular PayFi infrastructure dedicated to connecting real-world assets (RWA) with decentralized finance (DeFi). As the infrastructure layer of the PayFi network, PolyFlow integrates traditional payments, crypto payments, and DeFi, decentralizing the processing of real payment scenarios. PolyFlow provides the necessary infrastructure to create PayFi scenarios, ensuring compliance, security, and seamless integration of real assets, helping to build a new generation of financial paradigms and industry standards.
Learn more: X|Telegram|Medium| DAPP| Official Website
Media Contact: media@polyflow.tech
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