Onchain finance has mostly offered two options: a glass house where every balance and transfer is public, or full anonymity that many regulated businesses won't use. Aptos offers a third path: institutional privacy, through a confidentiality stack designed for compliant use cases. It's opt-in, and addresses stay visible onchain, keeping a clear pathway to accountability. Three layers are live on mainnet. 1) Identity: Keyless Accounts let users create and manage blockchain accounts with existing credentials like Google or Apple, without publicly tying that identity to an onchain address. 2) Amounts: Confidential Assets is a standard designed for encrypted balances and transfer amounts, live today with APT. A zero-knowledge proof confirms each transfer is valid, while the amounts stay encrypted and sender and recipient addresses stay public. 3) Intent: Encrypted Mempool lets users opt in to encrypt a transaction's details until its block is finalized, designed to lower the risk of MEV attacks. What this enables: • Users can get started with Keyless Accounts using a login they already have, and use Confidential APT for payments where amounts stay between sender and receiver. • Traders can encrypt the details of the orders they choose with Encrypted Mempool, with order details decrypted only after the block is finalized. AI agents' trade inputs can stay encrypted until execution, too. • Institutions can encrypt balances and transfer amounts with Confidential APT, and place large orders without signaling intent before execution with Encrypted Mempool, while counterparty addresses remain visible onchain. Why Aptos: • Confidentiality is built into the protocol layer, not added as third-party tooling. • Transparent by default, confidential by choice. • The same network runs payments, trading, and settlement, with sub-second finality and parallel execution underneath. Confidential APT is live, available via @PetraWallet and on Confidential Assets Web by @AptosLabs. Encrypted Mempool is available via Petra and on @DecibelTrade, and its transactions incur an additional gas fee. • Petra: https://petra.app • Confidential Assets Web: https://confidential.aptoslabs.com