The price of FCN is something you can set yourself, so there’s no such thing as a loss, right? If you think buying BTC at a certain price is a good choice, you can set your own buy-in price and knock-out price. Once you set the buy-in price, if the execution price at expiry is lower than your set price, you’ll still buy at the price you set. If you’re entering with USDT, buying Bitcoin during a downtrend and executing at a higher price might result in an unrealized loss because Bitcoin could still bounce back. Unless you sell the Bitcoin, it’s not an actual loss. So at that point, you should ask yourself: why did you set an execution price for Bitcoin that you didn’t really want? Whether it’s dual-currency or FCN, the essence isn’t about earning so-called annualized returns. It’s about helping you buy Bitcoin at a better price during a downtrend and sell Bitcoin at a better price during an uptrend. The price you set should always be one you’re comfortable with after buying. That’s the key. So, for those saying they’ve incurred losses, I think they might not fully understand this product.