I was stunned when I saw a news explosion today. Schroder Group, a 220 year old British asset management giant, has announced its withdrawal from the Chinese public fund market! You should know that this is an old European financial aristocrat who started playing with money during the Napoleonic era, managing trillions of assets. What about the results? Unable to survive in the Chinese asset management market, with a net outflow of £ 2.2 billion in the first quarter, the company ultimately had to close down in disappointment. I was puzzled: this year's A-share and US stock markets have been so strong, and retail investors can make money by buying anything they want. As a globally renowned fund company, how could you turn your account into a loss? How capable is this?! Later on, I realized that there was a more terrifying truth hidden behind this. The current financial market is no longer the era of competing for fund manager experience and research team depth. What are we fighting for? We are competing for AI computing power! We are striving to quantify the iteration speed of robots! Just look at the personal finance update of ChatGPT this time, which is only available to ChatGPT Pro users in the United States! I asked a friend to inquire and found out that over 85% of domestic private and public funds have already used fully automated AI quantification systems. And this thing is not static, it is the kind that can learn and optimize multi factor strategies in real time. Every rally and smash you see on the market may be driven by dozens of AI agents playing in milliseconds. How can the human brain keep up with this speed? Schroeder, a well-established European institution, already lags far behind China and the United States in AI capabilities. Do they still want to rely on traditional tactics to thrive in the Chinese market? Being targeted by domestic AI quantified robots is inevitable! Speaking broadly, in the future of personal investment and finance, the competition is not about your financial intelligence, but about how strong the AI you use behind your back is. Can the agent you use arbitrage in the global market 24 hours a day? Can we capture price differences in milliseconds? Can it evolve on its own? Those who cannot defeat other agents can only be harvested in the capital market, this is an iron law. I increasingly feel that the cryptocurrency market is also following the same path. Market makers driven by high-frequency quantification and AI have long modeled every action of individual investors. You think you are actively trading, but in fact, every step you take is predicted by someone else's algorithm. Times have changed, brothers. Previously, it was people playing the market, now it's AI playing AI, and people are just tools providing capital.