In late 2025, all three major international credit rating agencies, Standard & Poor’s, Moody’s, and Fitch, reaffirmed Jamaica’s ratings with a stable outlook. Standard & Poor’s kept us at BB, just two steps below investment grade. Moody’s upgraded us to BA3, and Fitch affirmed BB minus. After a category five hurricane, this is extraordinary. A decade ago, a shock like this would have hurt our economy badly. Today, it shows that Jamaica’s resilience is by design. We planned ahead. Long before Hurricane Melissa, we had a multi-layered disaster risk fund in place, $5.3 billion in our contingency budget and $1 billion in the National Natural Disaster Reserve Fund. This allowed us to respond immediately and protect our economy. This is the result of years of careful planning, fiscal discipline, and investment in national resilience. Jamaica is prepared, Jamaica is strong, and Jamaica is ready.