The XRP Ledger Foundation shared the launch of XRP Ledger Education Month on X on Nov. 9, offering up to $40,000 in awards for educational content. In its education campaign announcement, the foundation stated:

“Up to $40,000 in awards for educators and content creators who explain upcoming amendments like the Lending Protocol, or teach how the XRP Ledger works, the role of XRP and the core protocol philosophies.”

Suggested subjects include the Lending Protocol, Confidential Transfers, consensus, issued assets, NFTs, XRP’s role, and protocol design. NFTs, or nonfungible tokens, represent unique assets. The foundation invited creators to choose the topic they were most passionate about.

The initiative aligns with the foundation’s community and protocol development work, which includes infrastructure, technical standards, and long-term ecosystem development. The organization describes its mission as keeping the ledger open, transparent, and accessible.

Accepted formats include videos and shorts, explainer series, tutorials, articles and threads, art and animation, and graphics. The campaign encouraged creators to explain the XRP Ledger in their own style. Submission instructions called for tagging @XRPLF on X or adding #XRPEducationMonth on YouTube, TikTok, or elsewhere.

Entries should be understandable without a technical background, accurate, creative, and consistent, with material people could learn from and share. The foundation said it would check facts before any award, while its criteria also favored an individual style and repeated participation. Once the submission window closes, it will select the work to receive awards, with payments following a signed agreement.

The campaign identified the Lending Protocol and Confidential Transfers as subjects for educational content about upcoming amendments. These topics would let creators explain what the proposed features do and what they are for. Both appeared alongside broader subjects such as consensus, issued assets, NFTs, and protocol design.

The proposed Lending Protocol remained subject to validator approval as of Nov. 9 and would support fixed-term, uncollateralized loans using funds pooled in single-asset vaults. Borrowers’ ability to repay would be assessed outside the blockchain, while the ledger would record loan terms and administer repayments. A loan broker could contribute first-loss capital, using its own funds to absorb an initial portion of default losses.

Confidential Transfers would shield balances and transfer amounts for certain issued tokens while retaining mechanisms for authorized parties to verify information. Existing network features offered another route for participation, including explanations of how consensus works and how issued assets and NFTs operate. The foundation’s instructions allowed contributors to choose among these subjects and present them through their preferred teaching format.

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