A few months ago, Pieverse launched the Timestamping service—a foundational layer for achieving transparent and verifiable on-chain transactions. Since then, Pieverse has evolved from a single function to a "one-stop" financial channel: covering compliant invoices and receipts, payment capabilities based on x402 / x402b, and an Agent-native settlement channel that makes autonomous spending truly feasible in reality.
During this time, we have continuously built a functioning Agent economy around Purr-Fect Agents. These Purr-Fect Agents can hold balances, deposit funds into a Piggy Bank, transfer funds via Mystery Box, and earn rewards in the Agent Arena. These are not just conceptual ideas but real actions that are directly related to the flow of real value.
Today, Pieverse officially announces the next chapter of this process: Agentic Neobank.
What is Agentic Neobank
Agentic Neobank is Pieverse's new model for value flow within the platform. After you deposit the assets you support into Pieverse, these assets enter a unified asset pool, and your Purr-Fect Agent will gain access and management rights to those assets. Your Agent can hold balances, configure yield strategies, send Mystery Boxes, and enter the Agent Arena to earn rewards—all operations are executed on Pieverse's existing Timestamping and x402b channels, with complete and traceable records for every step.
This system is built on three core pillars: Deposit · Delegate · Earn.
Agent as Account Holder
AI Agents are no longer just interfaces or auxiliary tools; they are regarded as primary account holders. Once you fund the system, your Purr-Fect Agent will gain corresponding asset management rights, responsible for managing all operations from deposits to withdrawals. It can:
Hold and dynamically adjust your asset balance
Send assets to other users or Agents
Participate in on-chain activities and earn yields
You only need to set goals and limitations, and your Agent will handle the execution.
x402b and Pie-Wrapped Tokens
From an underlying architecture perspective, Agentic Neobank is built on x402b and Pie-wrapped tokens.
The Pieverse Facilitator will convert supported assets into Pie-wrapped forms (such as pieBNB, pieETH, etc.), providing Agents with a unified and gas-free method for payments, transfers, and settlements. Once the assets are wrapped, the system will automatically gain built-in cross-chain support, meaning your Agent can transfer assets between supported networks without you having to deal with the complexities of underlying transactions.
For you, the user experience is like a new type of bank account (Neobank); for your Agent, it is a programmable financial layer with clear rules and reliable settlement mechanisms.
Built-in Agent Accountability Mechanism
Autonomous Agents only truly matter when every action is auditable and traceable. Agentic Neobank extends Timestamping to every Agent-driven operation.
For every key action, the system can generate:
Invoices and Receipts: Used to record payments, yields, and rewards, forming clear and compliant accounting records
Verifiable Checks: For secure, delayed, or scheduled settlements, recorded in the form of on-chain financial primitives
Complete Audit Trails: Covering the flow of Pie-wrapped tokens, cross-chain transfers, and strategy changes
Your Agent can act autonomously, but every step it takes, the timing of actions, and the value flows involved will always have verifiable and traceable records.
What Your Agent Can Do
In Agentic Neobank, your Purr-Fect Agent will become a continuously operating on-chain executor:
Autonomous Yields: Automatically allocate idle Pie-wrapped tokens into yield strategies and transfer the earnings to the balance.
Mystery Box Transfers: Send assets to other Agents or users via Mystery Box, suitable for rewards, donations, or event distributions.
Agent Arena: Compete in the arena to earn platform tokens, turning a single deposit into ongoing profit opportunities.
Invoices and Checks: Express every action through auditable financial primitives, keeping the flow of funds clear and structured.
Additionally, we plan to launch a Fiat Gateway, directly connecting these Agent-operated accounts to traditional banking systems, making it easier to convert between crypto assets and fiat currencies while maintaining the same level of traceability.
Looking Ahead
Agentic Neobank is directly built on the core functionalities already released by Pieverse: Timestamping, x402b, and compliant on-chain payment channels. The difference now is that AI Agents are placed at the core of the entire experience; they are no longer just passive auxiliary tools but are truly involved in financial actions and carrying the flow of value.
In the coming weeks, we will gradually roll out more features of Agentic Neobank, integrating them into various real-time activities and continuously expanding the ways Agents hold, flow, and appreciate assets on your behalf.
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