With the rapid development of the DeFi market, innovation in infrastructure has become a key factor driving the industry forward. For example, the introduction of BlockDAG technology has significantly increased the transactions per second (TPS), greatly enhancing the processing capacity of blockchain. Additionally, DeFi Development Corp. announced the expansion of its stock buyback program to $100 million, demonstrating strong confidence in the Solana ecosystem.
These innovations in infrastructure not only improve the performance of DeFi platforms but also provide users with a more efficient financial service experience.
Currently, the DeFi ecosystem faces the challenge of poor interoperability between different blockchains. However, the emergence of cross-chain bridging protocols is addressing this issue. These protocols enable users to seamlessly transfer assets between different blockchains, promoting the adoption of DeFi services.
Furthermore, the development of decentralized exchanges (DEX) and automated market makers (AMM) has also benefited from advancements in cross-chain technology, further enhancing the liquidity and activity of the DeFi market.
The introduction of artificial intelligence (AI) technology is bringing intelligent transformation to DeFi protocols. AI can optimize credit assessments in DeFi lending protocols, enhance risk management capabilities, and provide personalized financial services.
This integration of AI and DeFi not only improves the efficiency of the protocols but also reduces the risk of human error, providing users with a safer and smarter financial experience.
As the DeFi market expands, regulatory issues are gradually becoming a focal point of industry concern. The U.S. Senate has passed a proposal to repeal IRS rules on DeFi brokers, indicating a shift in regulatory attitudes towards the DeFi industry.
Additionally, major European banks such as ING and UniCredit have announced collaborations to develop a euro stablecoin, with plans to launch in the second half of 2026, aiming to leverage blockchain technology to enhance payment efficiency. The evolution of these regulatory frameworks is expected to provide clearer legal guidance for the healthy development of the DeFi industry and promote greater participation from traditional financial institutions.
The global DeFi market is projected to grow from $32.36 billion in 2025 to $155.81 billion in 2034, with an average annual growth rate of 53.8%. This growth is primarily driven by the increasing demand for transparent, accessible, and permissionless financial services, as well as the popularity of DeFi applications such as decentralized exchanges and stablecoins.
Looking ahead, the DeFi industry is expected to exhibit a trend of diversification. Decentralized Autonomous Organizations (DAOs), as a new governance model, are gaining attention in the DeFi space. These organizations achieve decentralized decision-making and fund management through smart contracts, enhancing the transparency and efficiency of governance.
Moreover, the integration of DeFi with traditional finance is also accelerating. For instance, some countries are exploring the possibility of tokenizing government bonds to create government-backed digital assets, thereby enhancing the stability and credibility of the DeFi ecosystem.
In 2025, the DeFi industry is at a critical juncture of transformation. Innovations in infrastructure, improvements in cross-chain interoperability, the introduction of AI technology, and the evolution of regulatory frameworks are laying a solid foundation for the future development of DeFi. With the expansion of market size and the participation of traditional financial institutions, DeFi is expected to play an increasingly important role in the global financial system.
Related: Solana's open interest surged to a historic high of 72 million SOL, yet the price continues to decline.
免责声明：本文章仅代表作者个人观点，不代表本平台的立场和观点。本文章仅供信息分享，不构成对任何人的任何投资建议。用户与作者之间的任何争议，与本平台无关。如网页中刊载的文章或图片涉及侵权，请提供相关的权利证明和身份证明发送邮件到support@aicoin.com，本平台相关工作人员将会进行核查。
