From Top Alpha to Everyday God Cards, this article is all you need.

Written by: Defileo

Translated by: AididiaoJP, Foresight News

Let’s imagine that Pepe has earned life-changing wealth in the crypto world, and he is thinking about how to cash out to enjoy life…

So Pepe starts looking for ways to spend his hard-earned cryptocurrency.

First, he doesn’t want to use cards that require KYC, so he begins searching for payment cards that don’t require KYC.

Then he accidentally discovers several lists of the best payment cards that don’t require KYC, like this one:

Pepe hears his friends enthusiastically talking about "those other cards" and how they accumulate credit, points, cash back, and some convenient benefits.

That’s enough; Pepe wants to join in, and he is ready to accept anything, even KYC is no longer a problem.

Then this friend shares his complete lineup of payment cards, the ones he actually uses, no hype, just a list.

A-Class Payment Cards

@ether_fi / Cash / Non-custodial card Apple/Google Pay, up to 3% cash back promotional offer, direct on-chain asset payments + earnings, providing users with an excellent experience.

@gnosispay / Self-custodial Visa / Linked to Safe account, up to 5% cash back, Zeal integration, and no foreign exchange fees.

@solayer_labs / Non-custodial / Directly spend USDC / Optional ~4-5% treasury-backed sUSD earnings Apple/Google Pay.

B-Class Payment Cards

@BleapApp / Non-custodial 2% USDC cash back / Zero foreign exchange fees / Everyday EU spending.

@Cypher_HQ\_ / Friendly fees / High limits Apple/Google Pay premium unlock additional benefits.

@TrusteeGlobal / EU licensed / Non-custodial / IBAN coverage in the European Economic Area.

@MetaMask / Self-custodial 1% cash back (virtual card) or up to 3% (physical metal card) physical metal card with zero foreign exchange fees / Limited rollout.

@Bybit_Official (Card, custodial) / Smooth for CEX users / Regular high cash back promotions / Clear fees and limits.

@xPortalApp / Beautiful MultiversX card / About 0.5% rewards / Tight super app integration.

@ready_co (Starknet) / Non-custodial L2 card / Starknet native user experience.

@payy_link / Privacy-focused (beautiful card) + user experience, no cash back yet.

@Thorwallet / Non-custodial multi-chain / Swiss-style security / Fiat deposit and withdrawal channels.

C-Class Payment Cards

@KASTcard / Self-custodial high limits / Points-based rewards + concierge service {points ≠ cash}.

@RedotPay (custodial) / Extremely low foreign exchange fees {about 1.2%} high limits / Watch out for ATM fees.

@holyheld / Non-custodial 0.5-1% USDC cash back Apple/Google Pay focused on the EU.

@coinbase (Card, USA) / Custodial / No spending fees, US only.

@BitPay / Prepaid Visa supporting BTC + stablecoins / Moderate fees / Standard KYC.

@itstuyo / Similar feature set to EtherFi / Lower integration / Worth testing.

D-Class Payment Cards

@OfframpXYZ / Self-custodial / Treasury-style earnings / No cash back moderate fees.

@BelobabaBank / Hybrid crypto / Fiat / Travel-oriented / Details vary by partner bank.

@wirexapp / Well-known card Apple/Google Pay KYC has rewards but complex fees.

@RevolutApp (crypto spending) / Custodial / Weekend foreign exchange rules and fees / Not integrated with DeFi.

@cryptocom (Card) / Wide coverage / But top rewards require staking / Subscriptions, benefits change frequently.

@binance (Card, EU) / Has been disabled in the European Economic Area.

After Pepe cashed out some fiat, he bought many hamburgers, colas, and everything you can imagine for his friends and family.

Just like that, Pepe is happy, and his family is happy.

After Pepe cashed out some fiat, he treated his friends and family, with hamburgers piled high, colas flowing, chicken nuggets, fries, everything you could want, laughter, and food crumbs.

Normally, he uses @ether_fi for daily spending and earns on the backend, using @gnosispay for a smooth travel experience and clear cash back.

That’s the whole point: as the night gradually quiets down, he looks around, smiles, and thinks, "Yeah, this is why."

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