John Collison, Co-founder and President of Stripe, at the Stripe Sessions Conference

Author: Weilin, PANews

After acquiring the stablecoin infrastructure company Bridge, payment company Stripe has finally launched its stablecoin services on a large scale.

From May 6 to 8, at the Stripe Sessions 2025 conference held in San Francisco, Stripe's CEO Patrick Collison and President John Collison were both present. During the event, Stripe announced plans to launch "Stablecoin Financial Accounts" in over 100 countries worldwide, allowing merchants and businesses to hold and make payments to international suppliers. The account will use USDC issued by Circle and the USDB stablecoin issued by Bridge, a subsidiary recently acquired by Stripe.

In his keynote speech, John emphasized how transformative technologies like artificial intelligence (AI) and stablecoins are reshaping the economy and business. They believe these innovations bring unprecedented growth opportunities and require new financial infrastructure, which Stripe is focused on providing to help businesses adapt and thrive.

Launching "Stablecoin Financial Accounts," Stripe Bets on Stablecoin Cross-Border Payments

In February of this year, Stripe acquired the stablecoin infrastructure company Bridge for $1.1 billion, marking its largest acquisition to date and setting a record for acquisition scale in the crypto space, which was later broken three months later when Coinbase acquired Deribit for $2.9 billion.

Stripe was founded in 2009 by Irish brothers Patrick Collison and John Collison. As early as 2014, Stripe became one of the first payment companies to accept Bitcoin payments; however, its cryptocurrency plans ended in failure in 2018. The reason given was that "Bitcoin has evolved into an asset rather than a medium of exchange. This has made Bitcoin less useful for payments." It wasn't until March 2022 that Stripe announced its return to the crypto space. PayPal can be seen as a significant competitor to Stripe in the payment market.

Now, with the launch of stablecoin financial accounts, merchants and businesses will be able to hold stablecoins, receive funds through crypto and fiat channels (such as ACH and SEPA), and send stablecoins to almost anywhere in the world. These accounts will enable entrepreneurs in countries with unstable currencies to hedge against inflation and more easily access the global economy. Stripe will initially support two dollar-pegged stablecoins—USDC and Bridge's USDB—and plans to gradually add more stablecoins in the future.

William Gaybrick, Stripe's President of Products and Business, stated at the Stripe Sessions conference, "Many regions of the world face unstable currencies and unreliable infrastructure, which limits the GDP of the internet… Now, users from Argentina, Vietnam, and elsewhere can hold stablecoins and send and receive funds through both crypto and fiat channels."

The stablecoin financial accounts also support holding British pounds, euros, and US dollars. This expansion also means that the company's global business footprint has doubled—previously, Stripe accounts were only available in 50 countries.

"We should be very dissatisfied with the current state of financial services," John Collison, co-founder and president of Stripe, told the public. "In the financial services sector, invoice fraud is a major issue businesses face, along with phishing attacks, etc. While this is a new product, in the long run, it provides us with an opportunity to bring a higher level of security."

Stripe's headquarters in South San Francisco

Bridge Partners with Visa to Launch Crypto Payment Card

On April 30, Bridge partnered with Visa to launch the world's first payment card product that makes stablecoin balances as easy to spend as fiat currency. Financial technology companies like Ramp, Squads, and Airtm will be able to issue Visa cards linked to stablecoin wallets in dozens of countries. When cardholders make purchases, Bridge will deduct funds from their stablecoin balance and convert it to fiat, allowing merchants to receive payments in local currency just like other transactions. These stablecoin cards can be used at 150 million merchants worldwide that accept Visa.

This integration allows for the simultaneous launch of new card programs in multiple countries, starting with Argentina, Colombia, Ecuador, Mexico, Peru, and Chile. The focus on Latin America aims to meet the growing demand from consumers and businesses for using stablecoins to store value and pay for everyday expenses. In the coming months, the payment card will expand to countries in Europe, Africa, and Asia.

"The reason stablecoins have not been widely adopted is that users face high complexity in the process," said Subham Agarwal, Ramp's Product Director and Head of Product Marketing. "Ramp now eliminates this complexity; we tell users they can transact in any way, and we will automatically route the transaction to the cheapest, fastest, and most stable channel."

Ryan McInerney, CEO of Visa, also stated that as consumers begin to rely on AI agents to browse products and complete purchases, the advertising and payment industries will undergo profound changes.

Optimistic about "Agentic Commerce," AI and Stablecoins Will Be the Driving Engines

In addition to stablecoin financial accounts, Stripe has launched a tool that allows developers to easily integrate AI agents that can represent users in making purchases into their products. William Gaybrick, Stripe's President of Products and Business, stated that, for example, an efficiency app could enable tasks on a to-do list to be completed with a "one-click purchase."

"This is a dual revolution of intelligence and currency," Gaybrick said. "AI is clearly changing the way we work and live, while stablecoins represent our first truly global, practically usable, and fully programmable currency."

The conference also revealed the rapid expansion trend of the Stripe platform. Business growth on the Stripe platform is significantly faster than in traditional markets (the growth rate of S&P 500 companies on the Stripe platform is seven times faster), processing $1.4 trillion in transactions in 2024. Stripe's CEO Patrick Collison emphasized Stripe's commitment to becoming a rapidly improving and highly reliable platform, supported by evidence of over 1,000 software updates daily. Additionally, Bridge's initial payment volume is growing faster than early Stripe.

Attendees also pointed out that despite the global economy being filled with uncertainty, technological advancements, especially AI and stablecoins, remain powerful driving forces. AI enables businesses to scale significantly and accelerate unprecedented growth. Stablecoins greatly reduce friction in global financial transactions, paving the way for "borderless financial services," representing a significant case for global adoption.

John Collison, President of Stripe, introduced a key new concept called "Agentic Commerce," where AI tools create entirely new sales channels and purchasing experiences by facilitating the purchase and interaction of AI models in commercial transactions. This involves AI models directly purchasing and integrating other tools within AI interfaces, fundamentally changing the way sales are conducted. John Collison demonstrated the practical application of agentic commerce by using Cursor (an AI programming tool) to build applications and directly purchase services on Vercel using AI.

Dwarakesh Patel, author of "The Scaling Era," further discussed the trajectory of AI development. He pointed out that current limitations of AI (such as long-term memory and the ability to execute extended autonomous tasks) still need improvement, but he emphasized that its rapid development indicates that future AI will significantly enhance productivity, potentially far exceeding the economic impact of previous technologies like the internet, becoming efficient and scalable "digital workers."

At the conference, John Collison stated, "The true achievement of stablecoins is that they are realizing borderless financial services." Clearly, with its strategic layout, Stripe has shown ambition in this field.

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