After nearly a decade in Bitcoin, I can conclude that the average person has no interest in rolling dice, buying multiple hardware wallets, and setting up a maximum-paranoia multisig vault just to avoid losing Bitcoin. There is nothing wrong with doing that. It simply does not mean every person and institution will choose to do it. Normal people and institutions want something with lower volatility than Bitcoin that pays a high yield. That is why STRC and SATA have raised more than $10 billion during a Bitcoin bear market. This is an inflection point for Bitcoin because it reflects a realistic approach to providing the solution that normal people and institutions actually want.(Joe Burnett, MSBA)