8 suggestions for families to move forward in 26 years 1. Couples must have at least one person continuously improving Either deepen your career and advance to a management position, or focus on your skills and pursue a side job. Don't believe in 'lying flat'. When the economy is not doing well, the first to be eliminated are the old and good people who are content with the status quo 2. Don't watch short videos after work, let's focus on some important matters If you can write, submit; if you can take photos or edit, create self media; if you can learn, verify; if you don't know anything, learn slowly! 2 hours a day, crushing 90% of families who only know how to work in 10 years 3. Distinguish priorities and have children rationally Having only one child without any conditions, a second child is prepared for the wealthy, and taking care of a child now is not just about having enough to eat. After marriage, partners and children are the closest people, and parents come second! 4. Family emergency small treasury, mandatory monthly savings of 30% Save enough for 3-6 months of living expenses, able to cope with unemployment and illness calmly, and feel extremely secure in the heart Key points: Stay away from P2P lending, borrowing from acquaintances, earning money through acquaintances, and mortgage loans beyond one's ability 5. Add a 'safe haven lever' to families Spend a small amount of money to buy three types of insurance as a backup: national medical insurance (basic protection), accident insurance (able to compensate for accidents involving children and adults), and million dollar medical insurance (not bankrupt for serious illnesses) 6. Establish a 'family blacklist' Don't let low-energy people affect your family fortune, such as relatives who love to compare themselves, colleagues who sow discord, friends who always borrow money (after paying off more than 2000 IOUs), and acquaintances who are full of profiteering projects (a precursor to pig slaughter) 7. Marriage is above all else Never argue in front of children! You must have 2 hours of alone time every week. If either party engages in pornography, gambling, drug abuse, infidelity, or domestic violence, stop losses in a timely manner. Don't hesitate! 8. Discuss big things more, understand small things more Don't always think about controlling everything. It's normal to have small conflicts and troubles in life. There's no need to blame each other. Reduce the desire for control and be tolerant of each other in order to live a good life.