Basically, once you open a bank account in Singapore, deposits and withdrawals are no longer an issue. For spending in China, anywhere that accepts Alipay can seamlessly use stablecoins -> SGD for payment. With China Mobile Singapore's Cmlink, you can use one SIM card to link phone numbers in Singapore/Hong Kong/Mainland China. You can access the internet normally in China and use Cloude and ChatGPT without any issues. Overall rating: Solid