.@Stanford Professor @RuizheJia at @EASYResidency workshop: "Stablecoin-based payments can be one of the biggest shifts in financial infrastructure (esp in fragmented markets). Everyone has to think about who’s going to win the payment world — and what the killer apps on top will be." Alipay and WeChat Pay proved the playbook: own the payment layer, and you become the entry point for savings, lending, investing, and everything. For many regions, stablecoins are the next version of that story. We’re still early.(YZi Labs)